KURNIA KHOIRUNNISA; LELA NURLAELA WATI. The Effects of Access to Capital and Digital Payments on MSME Performance and Sustainability. International Journal of Managemen Analytics (IJMA), [S. l.], v. 4, n. 3, p. 817–834, 2026. DOI: 10.59890/ijma.v4i3.35. Disponível em: https://journalijma.my.id/index.php/ijma/article/view/35. Acesso em: 11 aug. 2026.