MUHAMMAD FADHIL JUNERY; SITI NAAISHAH HAMBALI; HAINNUR AQMA RAHIM. A Systemic Empowerment Model for BUMDes Financial Governance: Integrating Supervision, Human Capital, Community Participation and Institutional Collaboration. International Journal of Managemen Analytics (IJMA), [S. l.], v. 4, n. 3, p. 681–698, 2026. DOI: 10.59890/ijma.v4i3.22. Disponível em: http://journalijma.my.id/index.php/ijma/article/view/22. Acesso em: 22 sep. 2026.